CW
CULGAN WEALTH
REAL MONEY. REAL TALK.
FREE · 3 NIGHTS · LIVE WITH JESSIE

Her Money.
Her Rules.

A FREE 3-NIGHT MASTERCLASS — 28, 29 & 30 APRIL 2026

A free 3-night masterclass for women who want to understand their money, reduce overwhelm, and create a clear path forward. Built for women, by a woman who's been through it. Free to attend. No fluff. Just the clarity you've been waiting for.

28–30 April 2026
7:00 PM AEST each night
Live inside the Culgan Wealth Community
Jessie

Jessie Culgan

CFTE Certified Financial Planner · Founder, Culgan Wealth

RESERVE YOUR FREE SPOT

Join us for all 3 nights

Register once and receive a Google Calendar invite for all three nights. All recordings are saved to the Culgan Wealth community so you can rewatch anytime.

Free to attend. No credit card. Unsubscribe anytime.

WHAT WE COVER — NIGHT BY NIGHT

Three nights.
One complete blueprint.

NIGHT 01

Monday 28 April · 7:00 PM AEST

Where Is Your Money Actually Going?

The honest audit most people never do

Most women have no idea where their money actually goes. Not because they're bad with money — but because nobody ever taught them how to look. Night 1 fixes that.

WHAT WE COVER
The Net Worth Reality Check — We'll calculate your net worth live — assets vs liabilities — so you know exactly where you stand right now. No judgment, just clarity.
Cash Flow Mapping — Where is your money coming from and where is it going? We'll map your full financial picture in real time using Jessie's simple framework.
The 50/30/20 Rule — The most practical budgeting framework for busy women. Needs, wants, and savings — and how to make it work with your actual income.
Your Emergency Fund Number — How much do you actually need? We'll calculate your personal safety net figure and talk about where to keep it.
Why You Feel Behind (And Why It's Not Your Fault) — The systemic reasons women are less financially confident — and the mindset shift that changes everything.
YOUR TAKEAWAY

You'll leave Night 1 knowing your exact net worth, your cash flow gaps, and your #1 financial priority for the next 90 days.

NIGHT 02

Tuesday 29 April · 7:00 PM AEST

The Debt & Super Truth Nobody Told You

The two things that will make or break your financial future

Debt and superannuation are the two areas where Australian women lose the most ground — and gain the most when they get it right. Night 2 is where we fix both.

WHAT WE COVER
Good Debt vs Bad Debt — Not all debt is created equal. We'll break down which debt to attack first, which to manage strategically, and which might actually be working for you.
Avalanche vs Snowball Method — Two proven debt payoff strategies — we'll run the numbers on both and help you choose the right one for your situation and personality.
HECS/HELP — The Truth — Should you pay it off early? The answer might surprise you. We'll look at the indexation trap and what most people get wrong about student debt.
The Super Gender Gap — Australian women retire with 47% less super than men on average. We'll look at exactly why — and what you can do about it starting this week.
The One Super Move to Make Now — Salary sacrifice, contribution splitting, the co-contribution scheme — one simple action that could add tens of thousands to your retirement balance.
YOUR TAKEAWAY

You'll leave Night 2 with a clear debt priority list and at least one super action you can take before the end of the week.

NIGHT 03

Wednesday 30 April · 7:00 PM AEST

Your 12-Month Wealth Roadmap

The blueprint — and how to actually stick to it

The first two nights give you clarity and quick wins. Night 3 is where we zoom out and build the full picture — your investing foundation, your 12-month plan, and what generational wealth actually looks like for everyday women.

WHAT WE COVER
Investing 101 for Women — Shares, ETFs, property, and super — what they are, how they work, and which one to start with based on where you're at right now.
Dollar-Cost Averaging — The strategy that removes emotion from investing. How to invest consistently without trying to time the market — and why it works.
Building Your First Portfolio — A simple, low-cost portfolio framework for beginners. We'll look at real examples and talk about what Jessie actually recommends.
Your 12-Month Financial Roadmap — Month-by-month: what to focus on, when to review, and how to build momentum so you're not starting from scratch every January.
Generational Wealth — For Real — What it means to build wealth that lasts beyond you. Estate planning basics, teaching your kids about money, and the legacy mindset shift.
YOUR TAKEAWAY

You'll leave Night 3 with a complete 12-month financial roadmap and a clear picture of what the next chapter of your financial life looks like.

✦ Course doors open at the end of Night 3. Masterclass registrants get Founding Member access first.

EVERYTHING INCLUDED — FREE

What you get when
you register

3 live sessions with Jessie — 1 hour each, 7 PM AEST
Live Q&A at the end of every session — ask Jessie anything
Google Calendar invite sent to your inbox after registering
All recordings saved to the Culgan Wealth community — watch anytime
Access to the Culgan Wealth Members Budget Tool — Jessie's 1st of the Month Method, built for couples and singles
Free financial tools to use during the masterclass
Founding Member access when the course opens 1 May

Can't make it live?

Register anyway — all recordings are saved to the Culgan Wealth community so you can watch at any time. You'll also get Founding Member priority when the course opens on 1 May.

Ready to reserve your spot?

WHAT WOMEN ARE SAYING

Real women. Real results.

"I had no idea what my net worth was before Night 1. By the end of the session I'd done the calculation and actually cried — not because it was bad, but because I finally knew."

Sarah M.

Melbourne · Registered nurse

"The super section on Night 2 was worth the entire masterclass. I set up salary sacrifice the next morning. Nobody had ever explained it that clearly before."

Priya K.

Sydney · Teacher

"I've watched a lot of finance content online. Jessie is different. She talks to you like a real person, not like she's trying to sell you something."

Emma T.

Brisbane · Small business owner

QUESTIONS

Everything you need to know

Is this really free?
What if I can't make it live?
Do I need to attend all 3 nights?
Is this Australian-focused?
Is this financial advice?

Ready to take control
of your money?

3 nights. Free. With a qualified financial planner who gets it. This is the financial education you were never given — and you deserve it.

Free to attend. No credit card. Unsubscribe anytime.

WANT PERSONALISED ADVICE?

The masterclass gives you the knowledge.
A strategy call gives you the plan.

After the masterclass, if you want Jessie to look at your specific situation — your numbers, your goals, your next step — book a free 15-minute strategy call. No obligation. Just clarity.